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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the

A) application.
B) policy summary.
C) entire contract.
D) certificate.

2. The grace period is a period of time

A) after the premium is paid and before the policy is issued.
B) when the policyowner is protected from an unintentional lapse of the policy.
C) after the premium is received and before the policy is issued.
D) between the death of the insured individual and the payment of the benefits.

3. Term life insurance differs from permanent life insurance in that MOST often, term life insurance

A) remains in force for a specific period of time.
B) is automatically renewable at the end of the term period.
C) accumulates a much smaller cash value.
D) has a longer premium payment period.

4. All of the following describe a whole life policy EXCEPT

A) premiums are payable until death.
B) provides a death benefit only.
C) a policy of $1,000 minimum.
D) provides coverage for the life of the policyholder.

5. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

A) 26 hours every 3 years.
B) 24 hours every 2 years.
C) 18 hours every 2 years.
D) 12 hours annually.

Solutions: