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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. As defined by the California Code of Regulations, a person who asserts a right of recovery under an insurance policy is called the

A) claimant.
B) beneficiary.
C) underinsured.
D) injured.

2. A contract in which only one party to the contract is legally bound to do anything is

A) personal.
B) conditional.
C) aleatory.
D) unilateral.

3. Specified disease insurance covers all of the following EXCEPT

A) incidental costs.
B) noncovered medical expenses.
C) costs covered by medical expense insurance.
D) out-of-pocket payments.

4. According to the California Insurance Code, an "insurance broker" is

A) compensated for transacting insurance on behalf of another person with an insurer.
B) authorized by an insurer to transact insurance.
C) hired by an insured to give advice about insurance transactions.
D) employed to assist an insurance agent in transacting insurance.

5. What is the amount of the penalty tax imposed on premature payments under annuity contracts?

A) 20%
B) 10%
C) 25%
D) 50%

Solutions: